Dental HMO/Prepaid Dental Plans

These plans provide affordable care through a network of highly qualified dentists. There are no waiting periods, calendar year maximums, or deductibles and no claim forms. With these plans, each enrolled family member may choose their own dentist from the SafeGuard directory and the plans are comprehensive, covering more procedures than many other dental benefits providers.

 Our extensive provider networks are supported by over 9,150 dentists in California, Florida, Nevada, and Texas. Voluntary and employer-paid programs are available.

 Dental Indemnity/PPO Plans

SafeGuard offers a variety of indemnity type plans, all with access to a network of contracted dentists. They follow the traditional dental insurance plan design with calendar year maximums, deductibles and coinsurance percentages. We have variations of the standard 80 and 90 percentile plans and we also offer MAC (Maximum Allowable Charge) plans as an alternative. Voluntary and employer paid options are available.

 We have extensive networks in California, Nevada, Florida, and Texas with network presence in 17 other states, and more than 21,200 dentists nationwide.

 
Scheduled Benefit

These plans provide an alternative solution to standard dental HMO or indemnity plans. They pay a fixed amount per procedure -- network restrictions and coinsurance calculations are eliminated -- and the premiums are usually lower than indemnity.

 Plans include a calendar year maximum and deductible and some plans have waiting periods on certain procedures. The Schedule of Reimbursement shows every covered procedure and the amount SafeGuard reimburses for each, making these plans easy for enrollees to understand.

How to Submit a Paper Claim
Submitting a Claim for General Care

SafeGuard accepts Universal ADA claim forms or SafeHealth Life Insurance dental claim form . Please note: you no longer need to send x-rays with your claim. If for any reason, our claims processing center determines that further information is required, they will contact you directly.

 Send the completed claim form to:

Claims
SafeHealth Life Insurance Company
P.O. Box 30930
Laguna Hills, CA 92654-0930